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Why Are There Two Title Policies On My House?
As you’re examining the many expenses related to your potential home loan and purchase, you may have noticed two expenses that seem overlapping at first glance–owner’s title insurance (or the Owner’s Policy) and lender’s title insurance (or the Loan Policy). It makes sense to ask what these are and why they’re there. Both serve as important items for you, and your lender, both now and in the future.
