Why You Need a Title Search

Magnifying glass over middle house icon in row of house icons

A look into what a title search is and why you need to have one before purchasing a property.

There are many steps you have to take before you can officially call that home you’ve been dreaming about your own. Conducting a title search before buying a house is one of those steps you need to take before purchasing your home that can help protect you in the long run. But what exactly is a title search? And why should you get one? These questions and more will be answered in this post, so let’s dive in.

What is a Title Search?

A title search is an extensive search to find all the documents for a specific property. A title search helps tell us who has the right to sell the property, if there are any liens on the property, easements, and deed restrictions, to name a few.

Why Do a Title Search?

It’s a terrible feeling to fall in love with a property and to begin imagining yourself in a home just to have those dreams taken away from you due to legal reasons. A title search can help protect you from this, and save you money in the long run. Conducting a title search will help uncover any issues with the property’s title that can hinder you from buying the property. Title searches can save you from potential owner disputes if a previous owner left the property to an heir and they come forward after you’ve purchased the property. It also helps to uncover any liens on the property — if this happens, the liens need to be taken care of before your purchase. And a title search can detect faulty information — either from clerical errors or forging of documents. A title search will protect you from any disputes or potential legal expenses that may arise.

A title search is done by a title company—Continental Title Company. Please contact us—we can help make sure your road to home ownership is as smooth as possible