Happy spooky season from your friends at Continental Title Company! October is a month for treats, but it’s also a month known for tricks (and not the fun kind). That’s why we wanted to spotlight National Cybersecurity Awareness Month and the very real dangers of wire fraud.

As you’re examining the many expenses related to your potential home loan and purchase, you may have noticed two expenses that seem overlapping at first glance–owner’s title insurance (or the Owner’s Policy) and lender’s title insurance (or the Loan Policy). It makes sense to ask what these are and why they’re there. Both serve as important items for you, and your lender, both now and in the future.